Treasury & finance advisory

Turn treasury into a strategic advantage, not a monthly scramble.

Bankwise Consulting builds the cash forecast your CFO can actually trust, hands your team back the hours they're losing to manual work, and finds the fees your banks hope you won't notice, usually inside 90 days.

Build your package Book a conversation
VisibilitySee every account, every flow
ControlFewer surprises, more decisions
EfficiencyLess manual, more team
LiquidityCash working, not waiting
Bankwise delivers immediate impact

Full visibility, tighter control, and cash working harder for you.

90 days
To first quick wins across cash, process, and cost
13 weeks
Of rolling cash visibility, built to keep
10–30%+
Typical fee savings, on top of the gains above
Meet the founder

15+ years turning treasury chaos into strategic advantage.

Carol Carrero, CTP, Founder of Bankwise Consulting Founder, Bankwise Consulting
Carol Carrero, CTP
Certified Treasury Professional

Carol has spent 15+ years inside corporate treasury, cash management, and financial risk, across traditional and digital banking. She has built and led treasury operations from the ground up, and been the person companies call when cash flow needs to go from a source of stress to a source of confidence.

She specializes in helping growing and struggling companies alike design and implement treasury operations that hold up under pressure: accurate cash forecasting, tighter banking relationships, stronger controls, and a plan leadership can actually act on. Her background spans GAAP/FASB cash accounting, SOX and PCI-DSS compliance, and ERISA-governed fiduciary work, giving her a rare, full-picture view of how cash, risk, and controls fit together.

Bankwise Consulting exists because most companies don't need a full-time treasurer, they need someone who has already done the job at a high level and can bring that judgment to their business, on their terms.

Certified Treasury Professional 15+ Years in Corporate Treasury Fluent in English & Spanish
What we do

Four ways treasury quietly leaks value, and how we plug each one

Every engagement starts here. These are the core disciplines behind every Bankwise scope, whether you need one or all four.

01

Bank Fees Optimization

We go through statements line by line to find duplicated, unnecessary, or simply uncompetitive charges, then turn the findings into renegotiated pricing, not just a report.

02

Process Efficiency & Automation

Targeted assessments that surface where manual work is costing you time, and practical recommendations to automate it, so your existing team does more without adding headcount.

03

13-Week Cash Flow Forecast

A rolling, week-by-week forecast built once and trusted every week after, giving you the liquidity visibility to plan ahead instead of reacting.

04

Strategic Treasury Management

Account structures, controls, and payment timing, optimized for how your money actually moves, tightening cash outflows and financial control together.

Design your engagement

Pick what you need. Skip what you don't.

Every Bankwise engagement starts as a scope, not a template. Select the modules that fit your treasury below (core services or faster add-ons) and we'll turn your selection into a proposal built around it.

● Core service ● Quick-win add-on
Custom scope

Need something else?

If your treasury has a challenge that doesn't fit neatly into a module above, tell us about it. We'll scope a custom engagement or a one-time consult around it.

Tell us what you need →
How we work

A clear, agile, results-driven approach

Four phases, in this order, every time, because quick impact and lasting control aren't a trade-off when the sequence is right.

01

Rapid Assessment

We identify cost savings and quick wins fast, without lengthy discovery before you see where the value is.

02

Solution Design

Prioritized initiatives and financial impact modeling, so every recommendation has a number attached.

03

Implementation & Optimization

Hands-on execution and best practices. We work inside your process, not around it.

04

Control & Sustainability

KPIs, monitoring, and long-term value, so the gains outlast the engagement.

Expected ROI

The KPIs that actually matter

Financial impact

  • Immediate liquidity improvement
  • Working capital freed up for reinvestment
  • 10–30%+ reduction in bank fees, where applicable

Operational efficiency

  • Reduced manual processes
  • Higher productivity from existing teams
  • Reduced operational risk

Visibility & control

  • Accurate cash forecasting
  • Early liquidity risk detection
  • Data-driven financial decisions